What types of debts are dischargeable under Chapter 13?

A full Chapter 13 discharge granted upon the completion of all payments required in the plan discharges a debtor from all debts except:

1. Debts that were paid outside of the plan and not covered in the plan
2. Installment debts whose last payment is due after the completion of the plan
3. Debts incurred while the plan was in effect that were not paid under the plan
4. Secured debts (i.e. debts secured by mortgages or liens)
5. Debts that were paid outside of the plan and not covered in the plan
6. Installment debts whose last payment is due after the completion of the plan
7. Debts for alimony, maintenance or support
8. Debts for death or personal injury caused by the debtor’s operation of a motor vehicle while unlawfully intoxicated
9. Debts for restitution included in a criminal sentence imposed on the debtor
10. Debts for educational benefits and student loans, unless a court finds that not discharging the debt would impose an undue hardship on the debtor and his/her dependents
11. Debts incurred using false pretenses, a false representation or actual fraud
12. Debts that are not dischargeable under Chapter 7